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Buying Guides

Things to Consider Before Purchasing a Home

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things to consider

Things to Consider Before Purchasing a Home Purchasing a home is something that most people likely to make. However, purchasing a property is not an easy task especially when it comes to budget. Planning your budget first before buying a home can help you in determining which type of property you will get for your…

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Getting the Best Bargain

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secret bargain

When buying a home, you want to make the right decision and selection to get the right investment. Deciding which type of home property you will get for your living is not easy. There are many things you need to think before you choose the best one that is more suitable for your needs. Aside…

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Getting Started

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get started

If you are thinking on applying a bank loan, your combined financial obligations will be considered for the tabulation of the maximum amount that you can loan. Total Debt Servicing Ratio or TDSR can be defined as a debt measuring service that gives the lender a thorough assessment so that the most fitting decision can be made especially if…

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CPF Usage

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cpf usage

What Is CPF?  CPF is also known as the Central Provident Fund on which Singaporeans are required to set up for retirement purposes. Every Singaporean across the globe have recognized its importance to get by in today’s way of life. CPF can also be utilized in purchasing properties like condo units and other related stuff. If…

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Getting Your In-Principle-Approval (IPA) Housing Loan

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ipa

Getting Your In-Principle-Approval (IPA) Housing Loan One of the fundamental requirements in purchasing a property that is frequently overlooked by most number of buyers is IPA housing loan. First and foremost, you must secure your IPA beforehand so you can set proper expectations with your proposed budget. When the bank hands over the IPA, you…

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Knowing Your ABSD Category

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stamp duty

Knowing Your ABSD Category There are things to consider before purchasing a home. Another essential thing to reflect on is to know your ABSD Category by heart most especially in today’s world. The ABSD liability will depend on the profile of the buyer as at the date of purchase or acquisition of the property: A. Whether…

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The Balloting Process

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balloting

What You Need to Know About Balloting Process After you learned about the Normal Progressive Payment Scheme, it's also good to know about the balloting process. Buyers have the opportunity to preview the condo units of their preference prior to the launching. When the right time comes, interested buyers are provided with an option to register…

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